BAYPORT FINANCIAL SERVICES (PTY) LTD
Financial Services in Richards Bay

Bayport Financial Services was established in 2004 and has rapidly become one of the largest non-bank providers of unsecured credit and allied products in South Africa. Through our nationwide multifaceted distribution footprint we are able to effectively service the needs of our clients no matter how remote their location through our loans and insurance product offerings. Bayport is about building lasting relationships with our clients, communities and stakeholders based on trust and an understanding of their overall expectations. Utilising a combination of our far reaching branch infrastructure, our mobile consultants and call centres, there are very few lives we cannot touch. With the implementation of a proven information technology platform and a proficient risk and credit assessment competency, Bayport has been able to substantially grow market share whilst maintaining credit quality. As a result of our commitment and depth of experience of shareholders, board and management team, Bayport has been able to embrace the opportunities presented by the National Credit Act (NCA) and an increasingly vibrant unsecured credit market. Bayport’s role as a responsible member of society is to provide services of the highest standard. Wherever a Bayport branch is found, it signifies our determination to promote access to unsecured credit and make it a reality for our clients. It’s so easy to apply for a Bayport personal loan with our simple online loan application process and personalised service. Our online loan application process is easy-to-understand and allows you to upload all the documents we require to process your application on our website. We offer personal loans with affordable structured repayments and a fixed interest rate throughout your loan term. It’s a simple and easy process to apply for a loan with Bayport. Once an offer has been generated, you continue with the steps in the loan application process and complete the required information and upload the documents required. So whether you need a loan for starting your own business, paying off debt or even funding a special family event, we’re here to help. Bayport’s personal loans could make all the difference to your cash flow. Once you have completed this step you will be able to apply for a loan online. Empowerment We believe in the capacity and will of all people to empower themselves and shape their own destinies, given the right economic and self-empowerment opportunities and access to life-changing financial solutions.We believe in an empowered corporate culture where the Bayport family is encouraged to be proactive, and has the right tools and approach to fulfill our brand promise. Responsibility We believe in our duty of care for each and every customer to provide responsible access to credit, risk products and other financial solutions.We believe in our role as a responsible member of the societies in which we live and provide services; as well as our responsibility to each other. We uphold the highest standard of integrity, corporate citizenship and ethical behaviour. Innovation We believe in innovation that matters and makes things better; in technology and product innovations that enable meaningful relationships with our customers.We believe in the spirit of creative entrepreneurship, challenging conventions and embracing the lessons we have learned. Simplicity We are committed to doing and creating things that are simple. A brand promise expressed in the simplest, most single-minded way.Simplicity must rule how we talk to our customers, design our solutions and innovate; how we work together, meet and make decisions. Partnership We believe in the power to build lasting relationships with members of the Bayport family, customers, communities and stakeholders, based on trust and a deep understanding of what matters to them.We recognise that our local partners and local management are the true champions of our brand, and that their local wisdom is critical to success.